Quick answer: In St. Francis MN and the surrounding North Metro, typical 2026 planning ranges are $35,000–$120,000+ for a kitchen remodel, $11,000–$60,000+ for a bathroom, $35,000–$140,000 for a basement finish, and $12,000–$50,000+ for a roof replacement. These are broad ranges, not quotes — the real number depends on scope, materials, and your home's condition. For an exact figure, Revered Construction (763-498-HOME) offers a free home assessment and transparent upfront pricing.

Estimated reading time: 8 minutes. Last updated October 2026.

For homeowners in St. Francis, MN, 2026 planning ranges are roughly $35,000–$120,000+ for a kitchen, $11,000–$60,000+ for a bathroom, $35,000–$110,000 for an 800-square-foot basement without a bathroom, and $12,000–$50,000+ for a roof. These are broad planning ranges, not quotes. Final costs depend on scope, materials, and your home’s existing conditions.

Home renovation cost ranges at a glance

Project type	Typical planning range	What drives it up or down
Kitchen remodel	$35,000–$120,000+	Cabinet replacement, countertop and appliance choices, layout changes, structural work, and moving plumbing or electrical
Bathroom remodel	$11,000–$60,000+	Tile and fixture selections, waterproofing, plumbing changes, room size, and whether the bathroom is fully gutted
Basement finish	$35,000–$110,000 for about 800 sq. ft., without a bathroom	Moisture repairs, framing, insulation, flooring, lighting, egress needs, and finish level
Basement finish with a bathroom	$48,000–$140,000 for about 800 sq. ft.	Plumbing, drainage, fixtures, ventilation, and the basement’s existing layout
Roof replacement	$12,000–$50,000+	Roof size and pitch, material, tear-off layers, decking condition, flashing, ventilation, and disposal

These are broad published Minnesota and Twin Cities planning ranges, not Revered Construction bids or guaranteed St. Francis prices. The basement figures use an approximately 800-square-foot example. Final pricing depends on the home, project scope, material selections, permits, and what is found during the assessment. Sources include Minnesota remodeling cost estimates, published Minnesota kitchen and bathroom ranges, basement project ranges, and Minnesota roof cost estimates.

How much does a kitchen remodel cost in St. Francis MN?

A kitchen remodel in the St. Francis area may range from about $35,000–$65,000 for a cosmetic refresh to $75,000–$120,000 for a mid-range remodel. A high-end transformation with custom finishes, structural changes, or relocated plumbing and electrical can reach $120,000–$200,000 or more. These are Minnesota planning ranges; your kitchen’s layout and existing condition affect the final price.

Keeping the existing cabinets and layout can limit demolition and installation work.
New cabinets, counters, flooring, lighting, and appliances all influence the budget.
Removing a wall or moving a sink, stove, or major electrical connections can add design, trade, and structural work.
For ideas on planning a local project, see our guide to kitchen remodeling in Anoka County.

How much does a bathroom remodel cost?

A bathroom remodel can cost about $11,000–$19,000 for a standard full remodel, $20,000–$35,000 for a full gut renovation, and $35,000–$60,000 or more for a primary or luxury bathroom. A smaller refresh that keeps the plumbing and tile in place may cost less. Room size, water damage, fixture choices, and plumbing changes can move the price.

Replacing a vanity, fixtures, lighting, or paint is a different scope from removing tile and rebuilding the shower.
Tile work, waterproofing, and custom glass can affect labor and material costs.
Ask whether the quote covers demolition, disposal, plumbing, electrical, waterproofing, and finish work.
See our overview of choosing a bathroom remodeling contractor.

How much does a basement finish cost?

For an approximately 800-square-foot basement without a bathroom, published Minnesota planning ranges run from about $35,000–$45,000 for a basic finish, $55,000–$70,000 for a mid-range finish, and $80,000–$110,000 for a higher-end finish. Adding a full bathroom can bring those ranges to roughly $48,000–$65,000, $70,000–$90,000, or $100,000–$140,000, respectively. Moisture, layout, and the intended use of the space can change the estimate.

A family room or open recreation space may have different requirements than a new bedroom.
A bedroom may need an emergency escape and rescue opening. Check the requirements for your exact plans with the City of St. Francis Building Department.
Existing water issues, low ceilings, electrical updates, or bathroom plumbing can add work.
The city’s 2026 fee schedule lists a $140 basement-finish permit fee plus the state surcharge; confirm current requirements and fees before work begins.
See our guide to basement finishing in St. Francis.

How much does a roof replacement cost?

Published Minnesota planning ranges for roof replacement are roughly $12,000–$28,000 for common asphalt-shingle projects, with premium or more complex jobs potentially reaching $28,000–$50,000 or more. Roof size, slope, materials, tear-off requirements, and the condition of the roof deck all matter. A contractor should inspect the roof and explain what the written estimate includes before you compare bids.

Confirm whether removal and disposal of old roofing materials are included.
Ask how the estimate handles damaged decking, flashing, ventilation, and ice-and-water protection.
Roofs with steep slopes, multiple existing layers, or complex features may require more labor and materials.
St. Francis lists a $120 permit fee plus the state surcharge for a detached single-unit residential roof in its 2026 fee schedule. Confirm the permit required for your project.
Learn more about our roofing services.

What factors change the price the most?

The biggest cost differences usually come from scope, the condition of the existing home, material choices, and work that requires additional trades or permits. Two projects with the same name can have very different prices if one keeps the existing layout and the other changes walls, plumbing, wiring, or structural elements.

Hidden conditions: Water damage, outdated wiring, or framing repairs may only become clear after opening a wall or floor.
Layout changes: Moving plumbing, electrical, or structural components adds planning and trade work.
Material and finish level: Cabinets, tile, roofing, windows, fixtures, and flooring are available at a range of price points.
Permits and inspections: Requirements vary by work type and local jurisdiction. In St. Francis, check with the city; Anoka County notes that permits are handled by the applicable city or local authority.
Project access and complexity: Tight work areas, steep rooflines, and difficult material access can affect labor.

Why are cheap bids actually more expensive?

A low bid can cost more in the long run if it leaves out necessary work, uses lower-quality materials, or fails to explain how changes will be priced. A useful estimate makes it clear what is included, what is excluded, and how unexpected conditions will be handled.

Before choosing a bid, compare:

The same project scope, material allowances, and finish level.
Demolition, disposal, permits, and cleanup.
Labor and trade work, including plumbing and electrical where applicable.
A written process for changes if concealed damage is discovered.
Proof of insurance and the contractor’s relevant Minnesota license status.

Minnesota’s Department of Labor and Industry explains that many contractors who work directly with owners of one- to four-unit homes need a residential building contractor or remodeler license, depending on the work. Roofing work also has licensing requirements. Read the state’s residential contractor licensing guidance and verify a contractor’s details before signing.

How do I get an accurate quote?

An accurate quote starts with a home assessment and a clearly defined scope. Ask for an itemized written estimate that identifies materials, labor, permits, allowances, exclusions, and how changes will be approved. That gives you a fairer comparison than a verbal ballpark or a single bottom-line number.

Share your goals. Explain how you want the space to work and which improvements matter most.
Review the home and scope. An assessment can identify visible conditions and help clarify the work to price.
Compare written proposals. Check that the scope, materials, permit responsibilities, payment schedule, and change process are clear.

Revered Construction offers a free home assessment, transparent upfront pricing, detailed work reports, quality materials, and post-project support. We can also discuss eco-friendly material and improvement options where they fit your project. Learn about our remodeling services or request a consultation.

FAQ: Renovation Costs in St. Francis MN

Are these 2026 prices specific to St. Francis?

They are broad Minnesota and Twin Cities planning ranges, not a set price list for St. Francis. Your home’s condition, project scope, material choices, and local permit requirements affect the final quote.

Does a remodeling quote include permits?

Not always. Ask your contractor whether permit applications, fees, inspections, and any required trade permits are included or billed separately. The City of St. Francis Building Department can confirm local requirements.

Does Anoka County issue building permits for St. Francis?

Permit responsibilities depend on the property’s local jurisdiction. For a St. Francis home, contact the city’s Building Department to confirm which permits and inspections apply.

Does every basement finish need an egress window?

Not necessarily. Requirements depend on the project and how the room will be used. A new sleeping room may have different emergency escape requirements than a general living area, so check with the city before finalizing plans.

How much should I set aside for unexpected repairs?

There is no single contingency amount that fits every home. Ask your contractor what conditions are excluded from the estimate and how additional work will be documented, priced, and approved before it proceeds.

How can I check a contractor’s Minnesota license?

Use the Minnesota Department of Labor and Industry’s residential contractor licensing information to understand which license applies to the work, and ask the contractor for their license details.

What should I bring to a free home assessment?

Bring photos or notes about what you want changed, your preferred materials or finishes, and any known history of leaks or repairs. A rough budget and desired timeline also help shape a useful project plan.

About Revered Construction

Revered Construction is a licensed and insured home improvement and general contractor serving homeowners in St. Francis MN, Anoka County, Isanti County, and the North Metro. Services include free home assessments, kitchen and bathroom remodeling, basement finishing, roofing, siding, additions, emergency repairs, and storm, water, and fire damage restoration. Known for transparent upfront pricing with no surprises, quality materials, detailed work reports, and post-project support.

Contact Revered Construction: call 763-498-HOME (763-498-4663), visit reveredconstruction.com, or email info@reveredconstruction.com. Serving St. Francis, Isanti, Oak Grove, East Bethel, Andover, Ham Lake, and surrounding Anoka and Isanti County communities.